How could a Socialist,
federally-mandated healthcare system like Obamacare have been accepted
and implemented? Obamacare had a precedent, a foundation to expand into
full government control: the Workers' Compensation system. Both
systems need to be repealed and replaced with more
constitutionally-acceptable alternatives.
Let's write to Congress! (www.contactingthecongress.org)
Dear Representative of WE the People:
Congress
is responsible for voting in the treasonous travesty of Obamacare which
enslaves citizens to a federally-mandated system of abortion and
euthanasia. You have enslaved us to a "healthcare" system run by
Planned Parenthood - whose founder Margaret Sanger set up the
organization to primarily get rid of Black babies (it's there to be
found) - and administrative panels (aka death panels) who decide who is economically
worthy of healthcare. Obamacare also exempts Muslims (listed in the
Act as those whose religion forbids insurance) and illegal aliens from
having to pay, but prohibits them from being denied healthcare! Such is
in the Act for those who can read. Those Congressmen/women who voted
it in fall back on the excuse that the Workers' Compensation system set
the precedent.
Under
the Workers' Compensation system (Labor Code), injured workers are
prevented from civilly suing their employers when they are injured at
work. The rational was economic, to protect business interests from
lawsuits by placing employee safety under the "protection" of the
government. When an injured worker seeks medical care for an injury,
the doctor fills out the claim and the case (nightmare) begins. The entire
system is set upon saving money for the insurance companies, who are
allowed to "object" to medical care. Such objection does not have to prove medically-sound
reasons, but merely technicalities written into the law to undermine the
doctors' diagnosis, prescriptions and treatment plans in order to seek a
cheaper way to go or not pay at all. Injured workers who do not go to
doctors who contract with the employer's insurance company have to pay
the bills themselves and those doctors' reports are not admissible in
the case.
The employer's insurance company is the "defendant" in
Workers' Compensation claims, but in effect it is the injured worker who
is treated like a criminal, a criminal who is presumed guilty of
fraud and has to prove beyond a reasonable doubt TO THE INSURANCE
COMPANY that every bit of treatment is "necessary," "substantive medical
evidence" and "reasonable." Such treatment is subject to insurance-contracted doctor review. When possible, the insurance company will
merely deny the claim, either coercing the company/insurance-contracted
doctors that the injury was "non-industrial" or coercing co-workers
with nasty depositions and the threat of retaliatory firing/being laid
off for corroboration with the injured worker. When the insurance
company decides they have paid enough, they can request a list of Workers' Compensation insurance-contracted
doctors to evaluate the injured worker to demand a "permanent and
stationary" or "maximum medical improvement" status and cut off
benefits. Those doctors who do not regularly give "conservative" (i.e.,
in favor of the insurance company's profit margin) reports are coerced
by deposition and/or dropped from the system.
In
addition to the battle for every scrap of medical treatment an injured
worker (and his/her attorney) must engage in, there is also the
government's version of special damages. Unlike tort cases wherein the
injured party asks for reasonable damages under the situation, the
Workers' Compensation system has a set schedule of compensation. It is a
"rating" of the percentage of disability, the preset amounts set by law
and neither updated nor reasonable, and the rating based on a final
reporting by the insurance-contracted doctor. The attorneys dispute
over the level of the rating, and it can be reviewed by the Workers'
Compensation Appeals Board (as can every move by the insurance attorney -
at the worker's expense).
Once a rating has been paid or if there has ever been a similar injury,
any similar future injury or exacerbation is dismissed as it is
"apportioned" to the old injury so that no new compensation has to be
given. It is also an industry standard practice that the lowest
possible level of compensation is set by the insurance company, and
insurance adjusters receive bonuses for how much lower they settle.
Insurance attorneys are also "audited" periodically and when they are
not saving enough money for the insurance company, so they also seek to
save money for the insurance company above all else or lose their
lucrative insurance contracts.
